If you've found yourself with debts that feel insurmountable, there are options to help ease the burden. Instead of battling your debt on your own, a good path may be to enter into a debt consolidation program. These programs combine multiple loans into one manageable monthly payment. Debt consolidation is designed to take the stress off of you. The company you choose will work directly with your creditors to negotiate new terms. Instead of making multiple monthly payments to different creditors, you make one payment to the company of your choice and they get the money where it needs to go. We will be going into some brief detail about the different avenues of debt consolidation, but for a full rundown of debt consolidation programs you can follow this link: https://www.debtreductionservices.org/debt-consolidation-programs/

Credit card debt is one of the most common types of debt. It happens for multiple reasons, like a family emergency or simply tough times. Paying these types of debts down can feel like an impossible task. Fortunately, there are options for you to ease that endeavor. The infographic above shows the different methods in dealing with credit card debt. What will work best for you all depends on your situation.The process of reducing your credit card debt can be stressful, but you don't have to be stuck in the debt cycle forever. For more information on credit card debt relief, you can visit the following website: https://www.debtreductionservices.org/credit-card-debt-relief/

If you have bad credit, you may be thinking that this is not an option for you. The good news is that there are ways to consolidate your debt if you have bad credit! Only a debt management plan through a nonprofit credit counseling agency can offer debt consolidation to those with bad credit. There are steps you will need to take, primarily taking a close look at your credit score and seeking out a nonprofit credit counseling agency. If you want to learn more, follow this link for a blog post that outlines the options for consolidating debt with bad credit: https://www.debtreductionservices.org/debt-consolidation-for-bad-credit/