Want to improve your chances of getting a fast personal loan in Australia? Consider getting a co-signer with a good credit history. This can increase your chances of getting approved, and may also help you get a lower interest rate. Additionally, be prepared to offer collateral, such as a car or property, as this can also improve your chances of getting approved for a loan. Also, be ready with all the details about your employment, income and expenses, lenders might be asking for these details.