Credit repair is the process of identifying and correcting errors on your credit report. It is essential to keep your credit score high because it is one of the most important factors that lenders consider when determining whether to approve a loan or extend credit. A high credit score indicates to lenders that you are a responsible borrower who is likely to repay your debts. A low credit score, on the other hand, may result in higher interest rates and rejection of loan applications fix my credit fortworth.