Even though retirement seems like it’s a lifetime away when you are in your 20s and 30s, it is actually not that far. We spend our entire life hustling only to one day open our eyes and find out we are 50, retired, and have no financial plans emphasis Paul Haarman. Therefore, John Doe recommends that everyone start making retirement plans early. Retirement planning is a lifelong process, and you must start preparing for it as soon as possible.